What do you need from me and my clients for a DSCR loan?

A short one-page application, proof of insurance, an executed lease, the purchase settlement statement, valid identification, two months of bank statements, and entity documents with a W-9 if the borrower is an LLC.

What prepayment options are available on DSCR loans?

Borrowers can choose from several structures, including zero prepayment penalty, a 3-2-1 declining schedule, or 5-4-3-2-1 for the most competitive rate.

Where does Hedge Wealth Capital lend?

We lend in all 50 states and Washington, D.C.

Can I submit a client's deal for discussion?

Yes. Contact HWC with a deal summary and confirm current broker participation requirements before sending sensitive borrower documents.

Is broker compensation guaranteed?

No compensation is promised by this page. Eligibility, payment terms, disclosures and any agreement are confirmed for each relationship and transaction.

Can I advertise HWC's terms to my clients?

Use only current materials HWC has approved for that purpose, and avoid presenting indicative terms as an approval.

What if my client's transaction changes?

Update HWC promptly. Changes to the property, borrower, financing need or timeline can affect the review.

PartnersHedge Wealth Capital Broker Program

Faster Closings, Better Rates

Our Broker Program is designed to complement the expertise of top-tier real estate brokers and expand loan offerings to investors nationwide.

With a focus on speed, service, and reliability, Hedge Wealth Capital has funded over 9,000 projects totaling more than $2 billion in loan originations.

Become a Broker Partner Price a Deal: 1-800-674-3804

Step 01

Your client

Investor with a deal

Step 02

Your brokerage

You own the relationship

Step 03

Hedge Wealth Capital

We underwrite and fund

White-label service

Price-Beat Guarantee

01

Full DSCR Market Access

Bring rental deals of every size, from a single-family home to 10 units.

02

100% White-Label Service

Your brand stays in front of your client while we handle the lending.

03

DSCR, Bridge & Non-QM Access

One partner for long-term rentals, short-term bridge capital and non-QM scenarios.

Why Partner With HWC?

Built Around What Brokers Need

We understand the unique needs of brokers and investors. Our streamlined process delivers faster closings, competitive rates and financing solutions without unnecessary complexity.

Fast

In real estate, timing is everything. Our streamlined processes, experienced team and efficient underwriting allow for quick approvals and funding in as little as a few days.

Simple

We remove unnecessary hurdles. You work directly with decision-makers and get clear guidance at every step, so you can focus on serving your clients.

Reliable

Consistent, dependable service, flexible terms and competitive rates. We deliver the capital your clients need, when they need it, so projects stay on track.

For Your Rental Clients

Long-Term Rental Loans for Your Clients

Flexible long-term rental financing for refinances and new purchases, structured around DSCR, so qualification is based on the property's cash flow with no personal tax returns or pay stubs required. Our DSCR Price-Beat Guarantee gives your clients added confidence that they are getting competitive rates and terms.

See the full DSCR loan program

DSCR program highlights

Competitive rates with Price-Beat Guarantee
Up to 80% LTV
680+ FICO and $100,000 minimum property value
Single-family and 2–10 unit residential
Various prepayment options
Available in all 50 states and D.C.

Submitting a Deal

Start With a Complete Deal Summary

Confirm who communicates with the borrower, what documents are needed and how your participation is documented, and discuss any compensation arrangements before making commitments to your client.

Have a specific deal in mind?1-800-674-3804

1Property location and transaction purpose

2Purchase price or current value

3Requested financing amount

4Borrower's relevant experience

5Timing and any closing deadline

6Renovation or construction budget, if any

7Rent and operating information for income properties

Apply Now

Become a Broker Partner Today

First name

Last name

Email

Phone

Your company or brokerage

What state are you located in?

Are you an approved NMLS broker?

Origination volume, past 12 months (optional)

Business purpose loans (RTL, fix & flip, bridge)

DSCR loans

Residential consumer (agency, conventional, other non-QM)

How did you hear about us?

Additional details(optional)

Loan Communications: By submitting this form, you agree to receive text messages and calls from HEDGE WEALTH CAPITAL related to your loan application and borrower account. Message & data rates may apply. Message frequency varies. Reply HELP for help and STOP to cancel. View Terms of Service and Privacy Policy.

FAQ

Frequently Asked Questions

Still have a question?

Talk to our team about your property and timeline.

1-800-674-3804

Broker licensing requirements vary by state, with the type of license dictated by the location of the subject property. If necessary, both the broker business entity and the originator must hold licenses as required by the state where the property is located.