How much can I borrow on a Georgia flip?

Up to 100% of the purchase price and up to 100% of the rehab, subject to an after-repair value cap.

Can I use your loan at a Georgia foreclosure sale?

Yes. Pre-approval gives you financing in place before the first-Tuesday courthouse sale.

Who handles the closing in Georgia?

Georgia closings are conducted by attorneys, who coordinate title and funding with us.

How fast can you close?

Most loans close in 5 to 10 business days once title and valuation are complete.

Is there a prepayment penalty?

No. Repay early whenever the property sells.

Do first-time flippers qualify?

Yes, with adequate reserves, a realistic scope of work and a capable contractor.

Do you lend on owner-occupied homes?

No. Our loans are for investment property only.

Georgia Fix & Flip FinancingHard Money

Hard Money Lenders in Georgia

Metro Atlanta is one of the country's busiest renovation markets, and Georgia's smaller cities offer value too. Fund the purchase and rehab with a direct lender that approves the same day.

Get Funded in GA Call 1-800-674-3804

Hover or tap a pin to explore markets

100%

LTC on purchase + rehab

Same Day

Approvals

5–10

Business days to close

Metros featured

Local Markets

Georgia Renovation Markets

Where Georgia investors are buying homes that need work.

Metro Atlanta

Intown bungalows and suburban ranch homes across a deep, active market.

West End
East Point
Decatur
Marietta
Stone Mountain

Savannah

Historic renovations and coastal-area flips.

Thomas Square
Pooler
Garden City
Midtown

Augusta

Affordable inventory with medical and military employment.

Summerville
Martinez
Evans
Hephzibah

Macon

Low entry prices for investors building volume.

Ingleside
Vineville
Warner Robins

Columbus & Athens

University and military towns with steady resale demand.

Athens
Columbus
Phenix City area

Available in Georgia

Georgia Renovation Financing

Capital for flips and value-add projects across Georgia.

Hard Money Loans

Up to 100% of purchase and rehab with no prepayment penalty.

ARV Loans

Size heavier rehabs on the after-repair value.

Bridge Loans

Ground-up and multifamily projects with up to 90% LTC.

DSCR Loans

Keeping the house? Refinance into a Georgia DSCR loan.

Local Insight

Flipping in Georgia: What to Know

Georgia uses non-judicial foreclosure under security deeds, and foreclosure sales are held on the first Tuesday of each month at the county courthouse. Pre-approved financing lets you bid without scrambling.

Georgia real estate closings are conducted by attorneys. Choose an investor-friendly closing attorney early so title review doesn't slow a fast purchase.

General information only, not legal advice. Confirm local rules with your closing attorney or title company.

Attorney closings

Your Georgia closing attorney coordinates title and funding with us.

Older intown homes

Budget for electrical, plumbing and foundation work on early 1900s bungalows.

Statewide

From Atlanta to Savannah, we lend anywhere in Georgia.

Your Route to Closing

How We Fund Georgia Deals

1
Pre-approval
Financing ready before the first-Tuesday sale or next listing.
2
Contract & scope
Send the contract and a line-item rehab budget.
3
Attorney closing
Close in 5 to 10 business days through your closing attorney.
4
Renovate & sell
Draw funds as work is done; no prepayment penalty.