How quickly can you fund a Connecticut hard money loan?

Most loans close in 5 to 10 business days once title and valuation are complete.

Do you lend to first-time flippers in Connecticut?

Yes. We look at your liquidity, your contractor and the strength of the deal, not only your track record.

What is required for a Connecticut DSCR loan?

A minimum 680 FICO, a property worth at least $100,000, and rent that covers the payment. No tax returns or W-2s are needed.

Can I buy at a Connecticut foreclosure auction with your financing?

Pre-approval puts financing in place before the auction so you can bid confidently and meet the court's closing deadline.

Is there a prepayment penalty on fix and flip loans?

No. You can pay off a fix and flip loan early with no prepayment fee.

Do you finance three-family homes in Hartford and New Haven?

Yes. Our DSCR program covers single-family and 2–10 unit residential rentals.

Do I need an attorney for a Connecticut closing?

Connecticut closings are attorney-led, so you will work with a settlement attorney who coordinates title and closing with us.

Statewide Connecticut LendingHard Money & DSCR

Connecticut Hard Money & DSCR Lenders

Connecticut pairs Gold Coast resale values with cash-flowing multifamily in its central cities. Whether you flip in Fairfield County or hold three-families in Hartford, we fund the deal from our own capital.

Get Funded in CT Call 1-800-674-3804

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Cities featured

100%

LTC on purchase + rehab

30-YR

Fixed rental loans

Same Day

Approvals

Local Markets

Connecticut Markets We Finance

From the Long Island Sound to the Hartford area, here is where Connecticut investors are active.

Bridgeport

Connecticut's largest city, with multifamily rehabs and single-family flips.

Black Rock
North End
Brooklawn
Mill Hill

New Haven

University and hospital demand supports long-term rentals and historic renovations.

East Rock
Wooster Square
Westville
Fair Haven

Stamford & Norwalk

Higher-value Fairfield County renovations and bridge acquisitions.

Downtown Stamford
Shippan
South Norwalk
Rowayton

Hartford & West Hartford

Cash-flowing multifamily in Hartford next to strong resale values in West Hartford.

West End
Asylum Hill
Frog Hollow
West Hartford Center

Waterbury & Danbury

Entry-level multifamily in Waterbury and steady demand in Danbury near the New York line.

Bunker Hill
Town Plot
Overlook
Danbury West Side

New Britain & Meriden

Workforce rentals and BRRRR projects in central Connecticut.

Belvedere
Little Poland
Meriden Center

Available in Connecticut

Connecticut Loan Programs

Financing for every stage of a Connecticut investment.

Hard Money Loans

Fix and flip financing for up to 100% of purchase and rehab, with no prepayment penalty when you sell.

DSCR Loans

30-year fixed rental loans on single-family and 2–10 unit properties, qualified on rent.

Rental Portfolio Loans

Grow from one Connecticut rental to a portfolio with one lending partner.

Cash-Out Refinance

Refinance stabilized multifamily and pull equity for the next acquisition.

Local Insight

Lending Notes for Connecticut

Connecticut closings are handled by attorneys, so line up a settlement attorney early and send us their details with your deal. Clean title and a clear scope of work are what keep a Connecticut closing on schedule.

Connecticut is a judicial foreclosure state, which matters when you are buying distressed inventory: properties can take time to reach the market, and auction purchases come with court-set closing windows that pre-approved financing helps you meet.

General information only, not legal advice. Confirm local rules with your closing attorney or title company.

Older housing stock

Many central-city multifamily buildings are decades old; budget for systems, lead and code updates.

Attorney-led closings

Your attorney manages title and the closing; we coordinate directly with them.

Business-purpose only

We finance non-owner-occupied investment property held in an entity.

Your Route to Closing

How We Fund Connecticut Deals

1
Share the property
City, purchase price and whether you plan to flip or hold.
2
Get approved
Same-day approval from our in-house underwriting team.
3
Attorney closing
We work with your Connecticut settlement attorney on title.
4
Renovate or rent
Draw rehab funds as work is done, or close straight into a 30-year loan.