Hedge Wealth Capital
Value-Add Apartment Financing

Multifamily Bridge Loans for Investors 

Buy an underperforming 5–10 unit building, renovate it and bring rents to market. Our multifamily bridge loans look at your business plan, so current vacancy doesn't stop the deal.

Find Out If You PrequalifyCall 1-800-674-3804
Multifamily apartment building financed with a bridge loan

Program snapshot

Unit properties
5–10
Unit properties
Loan-to-cost
90%
Loan-to-cost
Closings as fast as
7 Days
Closings as fast as
Appraisal required
No
Appraisal required

Why Value-Add Multifamily Needs Bridge Financing

Long-term lenders underwrite the rents a building collects today. That is a problem when your whole plan is to change those rents. A half-empty building with dated units often can't qualify for a permanent loan until after the work you need the money to do.

A multifamily bridge loan solves that sequence. Current cash flow and DSCR are not considered on this program, so the loan can fund the purchase and the renovation while you stabilize the property.

Row of multi-unit residential townhomes

Purchase and rehab

One loan for buying the building and renovating the units.

Refinance for renovation

Already own the property? Refinance it to fund the upgrades.

Vacancy is workable

Current cash flow and DSCR are not part of the decision.

Speed to close

No appraisal required, with closings in as little as 7 days.

Who This Loan Is For

This program is built for experienced investors taking on purchase and rehab projects on 5–10 unit properties, with the goal of maximizing market rents. Bring your renovation scope, your rent assumptions and your exit plan.

Smaller or simpler deal? A fix and flip loan may suit a single-family renovation, and general bridge financing covers other time-sensitive acquisitions. See them side by side on our loan programs page.

Step by Step

The Value-Add Path 

1

Buy

Acquire the building with purchase and rehab funds from one lender.

2

Renovate

Upgrade units and common areas on your planned scope and budget.

3

Lease up

Fill vacancies and bring rents to market.

4

Exit

Sell, or refinance onto a DSCR loan or portfolio financing.

Compare

Multifamily Bridge vs. DSCR Rental Loan 

Many investors use both: the bridge loan to stabilize, then a DSCR loan to hold.

Best stage

Multifamily bridge: Before stabilization

DSCR rental loan: After the property is rented

Qualifies on

Multifamily bridge: Your business plan

DSCR rental loan: The property's rental income

Loan type

Multifamily bridge: Short-term

DSCR rental loan: 30-year fixed

Learn more

Multifamily bridge: You are here

DSCR rental loan: DSCR loans

FAQ

Frequently Asked Questions 

Still have a question?

Talk to our team about your property and timeline.

1-800-674-3804

It is short-term financing that funds the purchase and renovation of an apartment building until it is stabilized and can be sold or refinanced.

Related Programs

Keep Exploring Financing Options 

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Explore Bridge Loans
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30-year fixed DSCR loans that qualify on rental cash flow, not personal income. Up to 80% LTV, 680+ FICO, no tax returns or W-2s, in all 50 states.

Explore DSCR Loans
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Ground-up construction loans up to 90% LTC, covering land, horizontal and vertical costs, with draws in as little as 3 business days in all 50 states.

Explore Ground-Up Construction Loans

Talk With HWC 

Have a property under contract or a project you are evaluating? Tell us where things stand and what financing questions you need to resolve.

Find Out If You PrequalifyCall 1-800-674-3804